bunq

39.9K reviews
Content rating
USK: All ages
5M+
Downloads
Content rating
USK: All ages
Users Interact, In-App Purchases
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About this app

Earn up to 3.01% interest on your savings, paid weekly. Open a Savings Account and start growing your money with bunq today.

Say hello to bunq – the mobile bank that's there for you at every chapter of your life! Whether exploring new countries, building your dream business, or managing family life, bunq helps you grow your wealth, spend, and budget effortlessly. Open your account in just 5 minutes and start your 30-day free trial today.

Our Plans

bunq Free - €0/month
Get started with essential banking.

• 3 Bank Accounts to get you started
• 1 Digital Card with Google Pay support
• Scheduled Payments and AutoAccept for requests
• Earn 3.01% interest on USD/GBP savings
• Invest in stocks with ease
• Buy and sell cryptocurrencies in the EEA
• Save up to 90% on roaming costs with an eSIM from bunq

Business features:
• Accept contactless payments with Tap to Pay
• Integration with 50+ bookkeeping tools

bunq Core - €3.99/month
A bank account for everyday use.

All bunq Free benefits, plus:
• 5 Bank Accounts for your everyday needs
• 1 physical card included
• Personalize your physical card to make it uniquely yours
• Shared account access
• Add loyalty cards for quick access
• Unlimited ZeroFX
• 24/7 SOS Hotline for emergencies

Business features:
• Co-founder access
• Shared account access
• Bookkeeping integrations

bunq Pro - €9.99/month
The bank account that makes budgeting easy.

All bunq Core benefits, plus:
• 25 Bank Accounts for effortless budgeting
• 3 physical cards and 25 Digital Cards included
• Personalized budgeting insights and income organiser
• 5 fee-free foreign currency payments/month
• Secondary PIN for multiple accounts on one card
• 20% Discount on stock trading fees
• Student offer: pay €0/month

Business features:
• Add up to 3 employees
• Company Cards (debit or credit) and Tap to Pay access
• AutoVAT

bunq Elite - €18.99/month
The account for your international lifestyle.

All bunq Pro benefits, plus:
• Worldwide Travel Insurance
• 10 fee-free foreign currency payments/month
• 8GB worldwide data
• 50% discount on stock trading fees

Business features:
• Add up to 10 employees
• 500 fee-free transactions/year

Your security = Our priority
Boost your bank security with two-factor authentication and 100% control of cards.

Your deposits = Fully protected
Your money is insured up to €100,000 by the DGS.

Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk.

bunq is authorized by the DNB. Our US office resides at 401 Park Ave S. New York, NY 10016, USA.
Mobile banking made easy: budget, spend, save and invest—all from just one app
Updated on
Oct 1, 2026
Featured stories

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Personal info and 6 others
  • This app may collect these data types
    Location, Personal info and 8 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

39.3K reviews
A Google user
August 1, 2019
The application to open the account was fast and very convenient. But to get the card costs 10 euro shipping, and it doesn't say it anywhere until I reached the final step - the option to get it for free is to send messages to 5 friends and I can't do that (no one likes to get advertisements in Germany..). Anyway, I'm very disappointed because if it starts like this, I'm not sure if I want to trust them as a main bank account (which I'll need in the next few months). I'm giving up.
120 people found this review helpful
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bunq
January 30, 2024
We are really upset that you are dissatisfied with the app. Please tell us what can be improved to change your opinion?
Ayse H. Y.
December 15, 2025
If you’d asked me a few days earlier, I would have said they offer perfect customer service and solve every single problem seamlessly. I thought I would never change my bank. However, I noticed that they automatically charge €5 for each SWIFT transfer received. Even if the sender pays all the costs, the receiver still has to pay. We ended up paying €45 in total for just a €500 transaction. When I checked my accounts in detail, I noticed that I had paid this fee many times.
40 people found this review helpful
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bunq
February 6, 2026
Thanks for your review. We aim for total transparency with our fees, and we would like to investigate this further. Please reach out to support@bunq.com so we can look into this for you šŸ™Œ
Tobias
June 27, 2020
Love it or hate it... The new V3 version design paired with the steep monthly price made me say goodbye. Some of the Bunq features are nice to have but they are not essential to do banking. And when you have to start googling where to find some functions in the app because the interface is confusing, it's not a good sign. I'm back to a no frills, free account. And guess what, I can still pay my bills :)
101 people found this review helpful
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What’s new

Here’s what’s new in bunq Update 32:

Receive your replacement card worldwide within days.
Earn more interest on foreign currencies.
Get a Security Alert during phone calls while using bunq to keep you safe.
Track where you paid on the Payments Map and share spots with friends.
Sign up faster for your Business Account with a reliable document upload.
Other fixes and improvements to upgrade your overall experience.